Materials Handling & Lift Equipment
- Forklifts & reach trucks
- Pallet jacks & stackers
- Aerial work platforms
When you finance materials handling equipment, you pay for it through the revenue those forklifts generate instead of pulling from cash reserves.
With the right forklift financing in place, your team can:
Startups can qualify using liquidity and ownership strength.
Regular incoming revenue signals stronger approval potential than reported profit alone.
Forklifts and materials handling equipment hold their value well, which gives lenders confidence in the financing structure.
Approval options exist even if credit isn't perfect, especially with strong business fundamentals.
Every approval is different. Available options may depend on the equipment type, age, condition, production use, seller information, business revenue, time in business, credit profile, cash flow, down payment, and overall deal strength.
Apply in minutes and connect with a TrueCore Capital rep who will help you secure the best options for your business — with flexible terms, fast approvals, and no upfront costs.
*Soft pull only — applying will not impact your credit score.
Yes. Used forklifts can often be financed, including lift trucks, reach equipment, telehandlers, and other materials handling machinery. Lenders may review the equipment’s age, condition, seller information, and resale value.
Newer operations may still have financing options, but the file usually needs to be stronger. A solid down payment, strong bank statements, clear operational use case, active purchase orders or customer demand, and overall deal strength can help improve approval potential.
Lenders usually look at the full picture: the equipment type, age, condition, price, seller information, business revenue, time in business, credit profile, cash flow, and down payment. Equipment that directly supports operational efficiency or revenue can help strengthen the financing request.
In many cases, yes. If the equipment helps your operation fulfill larger orders, reduce workflow bottlenecks, increase throughput, speed up material movement, or replace worn lift equipment, that can help explain the business purpose behind the request.
Yes, but these purchases may require more documentation than a dealer sale. Lenders may ask for seller information, equipment details, invoices or purchase agreements, photos, serial number information, inspection documents, or proof of condition.
Pre-qualification can happen quickly with a soft pull that won’t impact your credit score, giving you a fast look at potential financing options. Full approvals can be as quick as same-day. Sometimes within a few hours. When the file is complete.
Challenged credit does not automatically mean a forklift financing deal is impossible. Options may depend on the equipment, down payment, revenue, time in business, bank statements, and overall deal strength. For challenged credit profiles, a stronger down payment can help improve how the file is reviewed.
TrueCore Capital can help finance many types of materials handling equipment, including forklifts and lift trucks, reach equipment, telehandlers, pallet jacks and stackers, rough terrain forklifts, order pickers, turret trucks, side loaders, automated guided vehicles (AGVs), conveyor systems, racking and shelving systems, and warehouse automation equipment.
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