Rollback Tow Trucks
- Flatbed tow trucks
- Car carrier units
- Light-duty rollback trucks
Get the wreckers, rollback trucks, and recovery equipment your business needs with financing options designed around real towing operations.
When calls come in, your equipment needs to be ready. The right financing can help your business:

Startups can qualify using liquidity and ownership strength.

Regular incoming revenue signals stronger approval potential than reported profit alone.

Lenders may look at the tow truck's class, age, mileage, condition, and intended role in the business.

Approval options exist even if credit isn't perfect, especially with strong business fundamentals.
Every approval is different. Available options may depend on the tow truck type, mileage, age, condition, title status, business revenue, time in business, credit profile, cash flow, down payment, and overall deal strength.
Apply in minutes and connect with a TrueCore Capital rep who will help you secure the best options for your business — with flexible terms, fast approvals, and no upfront costs.
*Soft pull only — applying will not impact your credit score.
Yes. Startup towing companies may be able to finance a tow truck, especially with strong credit, industry experience, money down, and a clear plan for how the truck will be used to generate revenue.
Tow truck financing can be used for rollback tow trucks, flatbeds, wreckers, wheel-lift tow trucks, roadside service trucks, heavy-duty wreckers, and recovery trucks.
Yes. Many towing businesses finance used tow trucks to lower upfront costs. Lenders usually review the truck’s age, mileage, condition, value, seller details, and overall deal structure.
In many cases, yes. Private-party tow truck financing may be available, but lenders may need photos, VIN, mileage, seller information, lien details if applicable, and a bill of sale.
Down payment requirements vary based on credit, time in business, truck cost, equipment condition, and lender guidelines. Stronger applicants may qualify with less money down.
Yes, tow truck financing may still be available with bad credit, but it usually requires a heavier down payment to offset the added risk. Lenders may also look at business revenue, bank statements, time in business, industry experience, and the value of the truck being financed.
Approvals can move quickly when the application and truck details are complete. Having the invoice, VIN, mileage, photos, seller information, and business details ready can help avoid delays.
Yes. Tow truck financing can help towing companies add another rollback, wrecker, or recovery truck while keeping cash available for payroll, insurance, fuel, repairs, and daily operations.
It depends on the work you plan to take on. Rollbacks are common for vehicle transport and accident recovery, while wreckers may be better for roadside recovery, repossession, and tighter spaces.
What Our Customers & Partners Are Saying
"The agent that we worked with (Josh) did a fantastic job in getting us funded in a very timely manner. Josh and his colleagues were very professional, supportive and kind. It was much appreciated during this time."
"TrueCore Capital was an excellent experience. Your customer service is outstanding, and Augustine was absolutely wonderful to work with. He kept us well-informed throughout the entire process. It felt as though we had a friend working on our behalf. His sincerity was felt and appreciated. Mahalo for taking great care of us."
"Cash has been a wonderful agent to work with for obtaining farming equipment. Communicative and on top of getting things done quickly. We plan on working closely with this agency in the future due to Cash's diligence. 10/10"
"I've been working with Sean for about 6 months and he has been beyond great. Keeps me very included and updated and very knowledgeable. Great attitude and extremely helpful. Highly recommend them for business needs. If I had a 6 star option it would be that."
"They have been one of the most satisfying loan agents I've worked with. Very responsive and all around the nicest people when it comes to first time dealing with on this type of loan process."
"I work with TrueCore directly and let me tell you, they are a champ! As soon as I get deals over to them they work them as if they were their own! They're very fast at what they do and I definitely appreciate the hard work in the back of things! Highly recommend!"
"Thank you so much for working so hard for us! Zak is so on point, working with him was a very pleasant experience. He is very knowledgeable in the industry, and promptly got us the best deal, after a month of looking for funding! We absolutely recommend this company and Zak as they are prompt and professional."
"We have worked with TrueCore Capital on 4 deals in 2025. They are a true partner for our business... We highly recommend them."
"TrueCore and I have a long standing relationship... Thank you for the rapport with each client and for our trust and reliability in you."
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