Apply Now Get in Touch

Restaurant Equipment Financing

Your Kitchen Should Produce Revenue — Not Just Expenses

Structured financing lets your equipment pay for itself through daily service instead of draining upfront capital.

With the right financing structure, your kitchen can:

  • Install equipment without draining operating cash
  • Upgrade aging equipment without shutdowns
  • Keep reserves for payroll, inventory, and marketing
  • Match payments to weekly/monthly service revenue
  • Fast approvals so installs stay on schedule
Get Started
  • Talk to a Specialist - (805) 387-6823
restaurant equipment

What Can Be Financed?

Commercial cooking equipment

Commercial Cooking

  • Ranges & ovens
  • Fryers & grills
  • Specialty cooking equipment
Refrigeration equipment

Refrigeration

  • Walk-in coolers & freezers
  • Reach-ins & prep coolers
  • Display refrigeration
Prep and storage equipment

Prep & Storage

  • Prep tables & workstations
  • Mixers & slicers
  • Stainless storage
Full kitchen buildouts

Full Kitchen Buildouts

  • Hoods & ventilation
  • Equipment packages
  • Vendor direct funding

How Restaurants Actually Get Approved

Time in Business

Startups can qualify using liquidity and ownership strength.

Revenue Stability

Regular incoming revenue signals stronger approval potential than reported profit alone.

Equipment Type

Standard kitchen equipment holds predictable resale value, improving approval strength.

Owner Credit

Approval options exist even if credit isn't perfect, especially with strong business fundamentals.

Get Financing for Your
Equipment — Fast & Simple.

Apply in minutes and connect with a Truecore Capital rep who will help you secure the best options for your business — with flexible terms, fast approvals, and no upfront costs.

*Soft pull only — applying will not impact your credit score.

Testimonials

What Our Customers & Partners Are Saying

“They have been one of the most satisfying loan agents I've worked with. Very responsive and all around the nicest people when it comes to first time dealing with on this type of loan process.”

Robin Showers

“I work with TrueCore directly and let me tell you, they are a champ! As soon as I get deals over to them they work them as if they were their own! They're very fast at what they do and I definitely appreciate the hard work in the back of things! Highly recommend!”

Cesar Ruiz

“Thank you so much for working so hard for us! Zak is so on point, working with him was a very pleasant experience. He is very knowledgeable in the industry, and promptly got us the best deal, after a month of looking for funding! We absolutely recommend this company and Zak as they are prompt and professional.”

Toni Ross

“We have worked with TrueCore Capital on 4 deals in 2025. They are a true partner for our business... We highly recommend them.”

Fulton Davenport

“TrueCore and I have a long standing relationship... Thank you for the rapport with each client and for our trust and reliability in you.”

Joseph Barrantes

Related Blogs

equipment financing denial reasons Denied for Equipment Financing? Here’s Why (and How to Fix It Fast) - Equipment financing denial reasons are one the of the most common frustrations business owners face — especially when your operations […]
equipment financing approval 5 Costly Mistakes That Kill an Equipment Financing Approval - Businesses across nearly every industry rely on equipment financing to acquire the vehicles, machinery, and technology needed to grow. Whether […]
qualify for equipment financing How Lenders Decide If You Qualify for Equipment Financing (and How Much) - When it comes to equipment financing, most business owners start with the same question: “How much can I qualify for?” […]
equipment financing How Equipment Financing Helps You Win More Jobs and Grow Faster - Most business owners start with the same question: “Can I afford this monthly payment?”But for growing companies, a better question […]
checklist Avoid Delays: The 2026 Essential Equipment Financing Pre-Approval Checklist - Most equipment financing “problems” don’t start with the lender — they start before the application is even submitted. Missing details, […]
new year New Year, Smarter Equipment Financing: How to Start 2026 Strong - The start of a new year is when many business owners reset goals, plan growth, and consider investing in new […]
Linkedin Instagram Tiktok Youtube