Dump trucks, day cabs, tow trucks, work trucks, box trucks, grapple trucks, boom trucks, pickup trucks and much more.
New or used OK
Dealer or private party – anywhere in the country.
We handle titling & paperwork
If you’ve been in business for under 5 years or don’t have 2–3 commercial loans on record, your personal credit will be considered. A 600+ FICO score is required, with 680+ preferred for the best terms.
It all depends on asset, credit, & time in biz. In general, starting point is Prime Rate + 0.5% but exceptions apply.
Current prime rate is 7.50% (as of June 18, 2025). You can always double-check by simply Googling “current prime rate” to get the most up-to-date figure.
Same-day soft decisions
Funding in as little as 24 hrs
Typically, good results start when you’ve been in business for at least 2 years and your personal or commercial credit score is above 680.
Nothing, just fill out the application.
Talk to an agent • Get Prequalified
Fill out the info request form, complete the quiz or keep scrolling to read a bit more about our process
Fast, transparent, and built to get you funded quickly.
Submit our quick and simple application form — it only takes a couple of minutes.
We run a soft credit check — no hard inquiry or score impact at this stage.
A dedicated agent will reach out to understand your goals and present prequal offers.
We finalize your approval and lock in terms tailored to your needs.
Receive funding in as little as 24–48 hours and move forward with confidence.
Our agents are trained to give you answers quickly — without wasting your time or hurting your credit. We respect your time and operate with a business-first mindset.
Whether you’re expanding fast or buying your first truck, we offer a wide range of funding solutions to match your goals and timeline.
No games, no guesswork. We’ll be honest about what you qualify for — and we’ll work hard to exceed your expectations from day one.
